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    Members of:

    LIGHTHOUSE

    BENEFIT

    RESOURCES

    Lighthouse Benefit Exchange is a national private exchange for individuals and businesses. Our technology platform offers diversity of choice, decision making assistance, and allows for better cost management from year-to-year.  

     

    Lighthouse Benefit Resources

    400 Ocean Forest, Suite 1102

    St Simons, Georgia 31522

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    Enrollment Call Center:

    912-771-8230

     

    Email us HERE

     

     

    About Lighthouse 

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    Business Requirements

    Am I required to offer health insurance to my employees?

    What is considered a full-time equivalent (FTE) employee?

    How do I count part-time or seasonal workers?

    Do I have to offer benefits to part-time or seasonal workers?

    Why does it matter how many FTEs work for my business?

    How do I know if I'm offering "affordable" coverage under the law?

    Can insurance companies charge my business whatever they want to?

    Is there a limit to what an employee can contribute to a Flexible Spending Account (FSA)?

    Did the law affect Medicare withholdings on wages? What is the new Medicare Assessment on Net Investment Income?

    What is the maximum waiting period for a new hire before he or she can be added to our group health plan?

    What is the Transitional Reinsurance Program?

    What factor do Wellness Programs play under the Health Reform law?

    Penalties and Reporting

    What is the penalty for not offering health insurance to my employees?

    What is the penalty for not offering affordable coverage to my employees?

    What is W-2 reporting of Aggregate Health Costs?

    What is the Summary of Benefits and Coverage (SBCs) Disclosure Rules?

    What is the Employer Notification of the New Health Insurance Marketplace?

    What are the Health Insurance Reporting Requirements?

    Exchanges

    What is an exchange?

    How can an exchange save me time and money?

    How do you decide what products go in my store?

    Can I keep my agent and still use American Health Insurance Exchange?

    What makes this exchange better or different?

    General Information

    When does the law begin?

    I heard the law was delayed? What does that mean for me?

    Am I personally required to have health insurance?

    Where can I get information on the entire law, not just the parts that apply to businesses?

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    What you need to know about Health Reform 

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    Large Business Q&A

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