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    Members of:

    LIGHTHOUSE

    BENEFIT

    RESOURCES

    Lighthouse Benefit Exchange is a national private exchange for individuals and businesses. Our technology platform offers diversity of choice, decision making assistance, and allows for better cost management from year-to-year.  

     

    Lighthouse Benefit Resources

    400 Ocean Forest, Suite 1102

    St Simons, Georgia 31522

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    Enrollment Call Center:

    912-771-8230

     

    Email us HERE

     

     

    About Lighthouse 

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    Business Requirements

    Is my business required to offer health insurance to my employees?

    What is the Individual and Family Private Exchange? How can that help my employees?

    What is considered a full-time equivalent employee?

    Why is it important to know how many full-time equivalent employees work for my business?

    Do part-time or seasonal workers count toward my number of full-time equivalent employees?

    What is the Small Business Health Care Tax Credit? And do I qualify?

    What is the Small Business Health Options Program (SHOP)?

    What is the Employer Notification to Employees about New Health Insurance Marketplace

    Can insurance companies charge us whatever they want?

    Are there limits on Flexible Spending Account contributions?

    Are there additional tax withholdings for Medicare? What is the new Medicare Assessment on net investment income?

    What is the maximum waiting period for new hires to join my group health plan?

    What is the Transitional Reinsurance Program?

    How will Wellness Program impact Health Reform?

    Penalties and Reporting

    What is the penalty for not offering health insurance to my employees?

    What is the penalty for not offering coverage that is affordable to my employees?

    What is the Employer Notification to Employees about New Health Insurance Marketplace?

    What are the Summary of Benefits and Coverage Disclosure Rules?

    What if my business offers a self-insured plan?

    Exchanges

    What is an exchange?

    How can an exchange save me time and money?

    How do you decide what products go in my store?

    Can I keep my agent and still use American Health Insurance Exchange?

    What makes this exchange better or different?

    General Information

    When does the law begin?

    I heard the law was delayed? What does that mean for me?

    Am I personally required to have health insurance?

    Where can I get information on the entire law, not just the parts that apply to businesses?

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    What you need to know about Health Reform 

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