ACA FAQ 

Here are some of the most commonly asked questions and answers about Health Reform.

If you don't get the information you need here, contact us for help. 

General Information

What is an exchange?

(and it's many alasises)

 

10 things you need to know about Health Reform

 

I heard the law was delayed?

What happens now?

 

When do changes occur? 

(See the Timeline)

 

Did my state establish a public exchange?

 

Did my state expand Medicaid?

 

Give me all the details.

(Read the Summary)

 

What are my protections and rights under the law?

 

Individuals and Families

How will the exchange help me or my family?

 

How will my kids

be covered?

 

Am I required to have

health insurance?

 

What will happen to the insurance plan I have now?

 

How can I

lower my premiums?

 

How does the law affect Medicare?

 

Are my pre-exisiting conditions covered?

 

Do I qualify for Medicaid based on my income?

 

Business with less than 50 employees

Am I required to offer insurance to my employees?

What if I'm Self-Employed?

(business of one)

What will happen to the insurance I have today?

Do I qualify for any small business tax credits?

How will an exchange lower my costs?

What counts as an employee under the law?

What is the SHOP?

What if we don't offer insurance to our employees?

Business with 50 or more employees

How will the exchange lower my costs?

Are we required to offer insurance to our employees?

What counts as an employee under the law?

What kind of reporting is required for my business?

How do I know if our plan is affordable under the law?

I heard the law was delayed. How are we affected?

What if we already offer insurance to employees?

What happens if we don't offer health insurance?