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    Members of:

    LIGHTHOUSE

    BENEFIT

    RESOURCES

    Lighthouse Benefit Exchange is a national private exchange for individuals and businesses. Our technology platform offers diversity of choice, decision making assistance, and allows for better cost management from year-to-year.  

     

    Lighthouse Benefit Resources

    400 Ocean Forest, Suite 1102

    St Simons, Georgia 31522

    ​

    Enrollment Call Center:

    912-771-8230

     

    Email us HERE

     

     

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    Please reload

    Can I enroll in an individual health plan after Open Enrollment?

    March 31, 2014

    Open Enrollment for the Affordable Care Act (ACA) ends on March 31, 2014. Effective April 1, 2014 – November 14, 2014, individuals must experience a Qualifying Life Event (QLE) to be eligible to enroll for coverage during a Special Enrollment Period (SEP).

     

    Individuals...

    Read More

    Do I qualify for an exemption from paying the penalty for not having health insurance?

    January 16, 2014

    Exemptions from the payment 

    You may qualify for an exemption from the penalty if:

    • You’re uninsured for less than 3 months of the year

    • The lowest-priced coverage available to you would cost more than 8% of your household income

    • You don’t have to file a tax...

    Read More

    My income qualifies for Medicaid, but I can't get Medicaid or an ACA plan? Why?

    January 16, 2014

    How the Medicaid Expansion affects you 

     

    The Affordable Care Act called for the expansion of Medicaid - a program which offers free or low-cost healthcare to low income individuals and families - to include more people.

     

    But Medicaid is run on a state level, and not ever...

    Read More

    How does a private exchange help individuals and families?

    December 22, 2013

    Our private exchange can help you:

     

    • Get the lowest prices anywhere

    • No health insurance company can turn you down or charge you a higher premium because of pre-exisiting conditions, health history, gender, or profession. 

    • Pre-existing conditions are always...

    Read More

    10 Things You Need to Know About Health Reform

    December 22, 2013

    Watch this video to see a  quick summary of the ten things you need to know about the Affordable Care Act - a law also called Obamacare. 

    Read More

    Your Personalized Consumer Guide: How will Health Reform will affect you?

    December 22, 2013

    Health Reform can be pretty complicated, so we've put together some Consumer Guides to help you understand the changes. Choose your guide (or guides) below:

     

    Private Plans:

    • Pre-existing Conditions

    • Individuals and Families

    • Young Adults (under 30)

    • Early...

    Read More

    How does a private exchange help large businesses (50+ employees)?

    December 22, 2013

    What about the group plan you have now?

     

    You can keep it. You shouldn't see any changes in benefits or pricing until you next plan renewal.

     

    How the Affordable Care Act changes Large Business Plans: 

     

    Very little, actually. The new law didn't affect how large business pla...

    Read More

    How does a private exchange help small businesses (2-49 employees)?

    December 22, 2013

    The two biggest problems facing Small Business health plans today are cost and administration - and that was before Health Reform complicated things. But a private exchange (like us!) takes care of everything so you can take care of your business.

     

     

    Lowering your costs

     

    ...

    Read More

    How does a private exchange help individuals and families?

    December 21, 2013

    What is an exchange?

     

    An exchange is an online benefits marketplace where you can view your coverage options in one place, easily compare plans and pricing side-by-side, select what you want, and enroll online in the coverage you need. An exchange should also provide He...

    Read More

    Is maternity included in new health plans?

    December 21, 2013

    Pregnancy will be covered on new individual and family health plans. 

     

    New plans must include coverage for pregnancy as part of the Essential Health Benefits coverage. You must enroll in an Affordable Care Act compliant plan with an effective date of January 1, 2014 or...

    Read More

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    Can I enroll in an individual health plan after Open Enrollment?

    March 31, 2014

    Do I qualify for an exemption from paying the penalty for not having health insurance?

    January 16, 2014

    My income qualifies for Medicaid, but I can't get Medicaid or an ACA plan? Why?

    January 16, 2014

    How does a private exchange help individuals and families?

    December 22, 2013

    10 Things You Need to Know About Health Reform

    December 22, 2013

    Your Personalized Consumer Guide: How will Health Reform will affect you?

    December 22, 2013

    How does a private exchange help large businesses (50+ employees)?

    December 22, 2013

    How does a private exchange help small businesses (2-49 employees)?

    December 22, 2013

    How does a private exchange help individuals and families?

    December 21, 2013

    Is maternity included in new health plans?

    December 21, 2013

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    How does a private exchange help individuals and families?

    December 22, 2013

    Is a small business (less than 50 employees) required to offer health insurance?

    December 21, 2013

    Can I enroll in an individual health plan after Open Enrollment?

    March 31, 2014

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