Open Enrollment for the Affordable Care Act (ACA) ends on March 31, 2014. Effective April 1, 2014 – November 14, 2014, individuals must experience a Qualifying Life Event (QLE) to be eligible to enroll for coverage during a Special Enrollment Period (SEP).

Individuals...

Exemptions from the payment 

You may qualify for an exemption from the penalty if:

• You’re uninsured for less than 3 months of the year

• The lowest-priced coverage available to you would cost more than 8% of your household income

• You don’t have to file a tax...

How the Medicaid Expansion affects you 

The Affordable Care Act called for the expansion of Medicaid - a program which offers free or low-cost healthcare to low income individuals and families - to include more people.

But Medicaid is run on a state level, and not ever...

Our private exchange can help you:

• Get the lowest prices anywhere

• No health insurance company can turn you down or charge you a higher premium because of pre-exisiting conditions, health history, gender, or profession. 

• Pre-existing conditions are always...

Watch this video to see a  quick summary of the ten things you need to know about the Affordable Care Act - a law also called Obamacare. 

Health Reform can be pretty complicated, so we've put together some Consumer Guides to help you understand the changes. Choose your guide (or guides) below:

Private Plans:

• Pre-existing Conditions

• Individuals and Families

• Young Adults (under 30)

• Early...

What about the group plan you have now?

You can keep it. You shouldn't see any changes in benefits or pricing until you next plan renewal.

How the Affordable Care Act changes Large Business Plans: 

Very little, actually. The new law didn't affect how large business pla...

The two biggest problems facing Small Business health plans today are cost and administration - and that was before Health Reform complicated things. But a private exchange (like us!) takes care of everything so you can take care of your business.

Lowering your costs

...

What is an exchange?

An exchange is an online benefits marketplace where you can view your coverage options in one place, easily compare plans and pricing side-by-side, select what you want, and enroll online in the coverage you need. An exchange should also provide He...

Pregnancy will be covered on new individual and family health plans. 

New plans must include coverage for pregnancy as part of the Essential Health Benefits coverage. You must enroll in an Affordable Care Act compliant plan with an effective date of January 1, 2014 or...