How will Health Reform affect me?

The Affordable Care Act - often called ACA or Obamacare - is a law affecting how all Americans secure health insurance.

Save Money

Qualify for lower costs through tax subidies based on household income and family size.

Better Benefits

All plans must include Essential Health Benefits, preventive care, and more - with no benefit limits.

No Declines

You cannot be turned down because of pre-existing conditions, claims, or health history.

Pre-existing Conditions

Pre-existing conditions are always covered and you cannot be charged extra because of them.

Power of Choice

You choose your plan and your insurance company, even if you qualify for tax subsidies.

Insurance Requirement

Although you are technically still required to have health insurance, the IRS will stop enforcing the penalty.